Your lender usually has the right to repossess your car if you’re in default by not making your payments. Of course, before your lender can exercise their right to repossession, you have to actually be, you know, in default.
Apparently, Wells Fargo never got this memo. They repossessed a Tacoma, Washington woman’s 1999 Chrysler LHS even though she had paid the car off in full and had clear title to the vehicle. Only after the local news station’s investigative reporting team got involved, did Wells Fargo admit its mistake and return Newton’s car.